💸Payments & Money Movement
Payment
پرداخت
The transfer of monetary value from a payer to a payee to discharge an obligation, complete a commercial purchase, or execute an interbank transfer.
ProductEngineeringOperations
PRODUCTION SYSTEMS LEXICON · FINTECH STANDARDS
Fintech Systems Architecture Dictionary
Comprehensive production dictionary covering 1,000+ terms across payment switches, double-entry ledgers, SMPP telecom aggregation, ISO 8583 / ISO 20022 schemas, PCI-DSS compliance, and interbank clearing rails.
TOTAL TERMS1,012
CATEGORIES26
AUTHORITATIVE SOURCES17
OFFLINE ATTACHMENTS17 / 17
Results: 1012 terms
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💸Payments & Money Movement
Payer
پرداخت‌کننده
The entity or individual initiating a payment instruction and authorizing the debiting of funds from an underlying ledger account.
ProductEngineeringOperations
💸Payments & Money Movement
Payee
دریافت‌کننده وجه
The authorized beneficiary or recipient entity entitled to receive transferred funds in a settlement transaction.
ProductEngineeringOperations
💸Payments & Money Movement
Payment Order
دستور پرداخت
A formal unconditional instruction issued by a payer or payee directing a payment service provider to execute a financial transfer.
ProductEngineeringOperations
💸Payments & Money Movement
Payment Instrument
ابزار پرداخت
A personalized device, card, account token, or procedure agreed between user and provider to initiate payment instructions.
ProductEngineeringOperations
💸Payments & Money Movement
Push Payment
پرداخت Push
A credit transfer payment initiated directly by the payer from their bank account or digital wallet to the payee.
ProductEngineeringOperations
💸Payments & Money Movement
Pull Payment
پرداخت Pull
A debit transfer initiated by the payee or creditor drawing funds from the payer's account based on pre-authorized consent.
ProductEngineeringOperations
💸Payments & Money Movement
Instant Payment
پرداخت آنی
An electronic payment rail available 24/7/365 resulting in immediate fund availability to the payee within seconds.
ProductEngineeringOperations
💸Payments & Money MovementRTP
Real-Time Payment
پرداخت بلادرنگ
A transaction processing rail that provides end-to-end routing, validation, and confirmation within milliseconds.
ProductEngineeringOperations
💸Payments & Money Movement
Faster Payments
پرداخت سریع
Modern electronic clearing networks operating continuously with immediate notification and faster settlement than legacy batch rails.
ProductEngineeringOperations
💸Payments & Money MovementA2A
Account-to-Account Payment
پرداخت حساب‌به‌حساب
Direct money movement between two bank accounts bypassing traditional card scheme rails.
ProductEngineeringOperations
💸Payments & Money MovementP2P
Peer-to-Peer Payment
پرداخت فردبه‌فرد
Direct retail fund transfer between individuals using mobile numbers, aliases, or app identifiers.
ProductEngineeringOperations
💸Payments & Money MovementB2B
Business-to-Business Payment
پرداخ ت کسب‌وکار به کسب‌وکار
Commercial payment between corporate entities for invoice settlement, trade credit, or supply chain obligations.
ProductEngineeringOperations
💸Payments & Money MovementRfP
Request for Payment
درخواست پرداخت
A secure electronic messaging mechanism allowing a payee to request a real-time push payment from a payer.
ProductEngineeringOperations
💸Payments & Money Movement
Direct Debit
برداشت مستقیم
A recurring or one-off pre-authorized pull transaction initiated by a merchant or biller from the debtor's account.
ProductEngineeringOperations
💸Payments & Money Movement
Standing Order
دستور پرداخت دوره‌ای ثابت
A fundamental architectural entity and specification in payment processing rails and transaction switching architecture. Defines Standing Order within production workflows, ensuring deterministic state transitions, regulatory adherence, and operational reliability across distributed nodes.
ProductEngineeringOperations
💸Payments & Money Movement
Recurring Payment
پرداخت دوره‌ای
A fundamental architectural entity and specification in payment processing rails and transaction switching architecture. Defines Recurring Payment within production workflows, ensuring deterministic state transitions, regulatory adherence, and operational reliability across distributed nodes.
ProductEngineeringOperations
💸Payments & Money Movement
Cross-Border Payment
پرداخت برون‌مرزی
A fundamental architectural entity and specification in payment processing rails and transaction switching architecture. Defines Cross-Border Payment within production workflows, ensuring deterministic state transitions, regulatory adherence, and operational reliability across distributed nodes.
ProductEngineeringOperations
💸Payments & Money Movement
Remittance
حواله
A fundamental architectural entity and specification in payment processing rails and transaction switching architecture. Defines Remittance within production workflows, ensuring deterministic state transitions, regulatory adherence, and operational reliability across distributed nodes.
ProductEngineeringOperations
💸Payments & Money Movement
Wire Transfer
انتقال سیمی
A fundamental architectural entity and specification in payment processing rails and transaction switching architecture. Defines Wire Transfer within production workflows, ensuring deterministic state transitions, regulatory adherence, and operational reliability across distributed nodes.
ProductEngineeringOperations
💸Payments & Money Movement
Payment Rail
ریل پرداخت
A fundamental architectural entity and specification in payment processing rails and transaction switching architecture. Defines Payment Rail within production workflows, ensuring deterministic state transitions, regulatory adherence, and operational reliability across distributed nodes.
ProductEngineeringOperations
💸Payments & Money Movement
Payment Scheme
طرح یا شبکه پرداخت
A fundamental architectural entity and specification in payment processing rails and transaction switching architecture. Defines Payment Scheme within production workflows, ensuring deterministic state transitions, regulatory adherence, and operational reliability across distributed nodes.
ProductEngineeringOperations
💸Payments & Money Movement
Payment Processor
پردازشگر پرداخت
A fundamental architectural entity and specification in payment processing rails and transaction switching architecture. Defines Payment Processor within production workflows, ensuring deterministic state transitions, regulatory adherence, and operational reliability across distributed nodes.
ProductEngineeringOperations
💸Payments & Money Movement
Payment Gateway
درگاه پرداخت
A fundamental architectural entity and specification in payment processing rails and transaction switching architecture. Defines Payment Gateway within production workflows, ensuring deterministic state transitions, regulatory adherence, and operational reliability across distributed nodes.
ProductEngineeringOperations
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